Cash Practice Physical Therapy - John F Barnes, PT Tells How To Get There For Free

July 26th, 2008

Are you lounging on the deck of a sinking ship? Whether you just want to bring more cash into your life or go to a totally cash physical therapy practice you must continue learning. John Barnes, PT says, “We physical therapists MUST start providing services for which our clients are willing to pay cash or we will sink”.

According to Medicare, “Without changes, by 2040 the Social Security Trust Fund will be exhausted. By then the number of Americans 65 and older is expected to have doubled. There won’t be enough younger people working to pay all of the benefits owed to those who are retiring. At that point there will be enough money to pay only about 74 cents for each dollar of scheduled benefits.”.

Through study and hard work, John Barnes, PT, has become a success. In his clinics he no longer accepts third party payments. He and his staff can work with clear minds. They are free to focus on our clients and meet their needs without interruptions to satisfy third party payers. No remote entity comes between them and their patients. Even for them it didn’t happen overnight.

They took the steps to be able to do this but had no road map. They had their share of insurance headaches and still are required by law to accept workman’s compensation cases in their Pennsylvania clinic. No one had blazed the trail for them. They were alone trying to push their way out of the maze of insurance hassles. John states, “How much easier it would have been to have found an advisor to guide us.guide us”.

John Barnes states in the forward of the http://www.cashpracticesecrets.com home study course, “Lance Van Arsdell, PT, and his team of 20+ cash pay physical therapists HAVE blazed the trail for you in this book/course. You’ve already followed or preceded them through PT school now just take a look at the course to see where they’ve gone. You’ll find a common pathway toward the beginning and with the course book will be able to zip through your path to a cash practice or at least to a higher percentage of cash practice. All you need to do is do what they do. No matter if you love, exercise, geriatrics or pediatrics, poodles or people this book has a track for you. Contributors divulge their practice secrets down to what they charge and how much rent they pay. Whatever you want whether it be just an extra no-hassle $800 along with lots of hugs or a cool $40,000,000 [they've] got your experts”.

For more free immediately useful information on cash practice physical therapy go to the blog: http://www.therapeuticwealth.com . That blog is updated weekly for the benefit of fellow PT’s!

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Reversing Learned Helplessness

July 26th, 2008

If you spend the next five minutes with me, you will be forced to change your
attitude toward chronic pain. The latest scientific research is conclusive; your
expectations drive or inhibit pain. It is your beliefs that make the difference.

Get this: the mere fact of thinking about your pain is a command to your brain
to increase it. If you have strategies (no matter how crazy) and believe in their
efficacy, you can learn to modulate your chronic pain perception.

Japan

Anesthesiologists in Japan readily admit that injections of the intravenous
anesthetic, Propofol produce a high level of pain to patients.

The author of the study, Tomoko Higashi, M.D. published 10.16.07 discovered
asking the patient to count aloud prior and during the injection, reduced
the pain significantly. Of the patients requested to count during the injection,
none complained of pain, while just one recalled having pain at the site of the
Propofol injection.

Dr. Higashi, an instructor at Yokohama City University, says, We want to
contribute to understanding the mechanisms of pain cognition and relief.

The Causative Factor

The activity of counting is a function of your left hemisphere, specifically the language center of the brain. Positive feelings and thoughts emanate from your
left brain.

The brain’s reptilian complex (Sympathetic Nervous System and Brainstem) controls automatic functions (instincts), while the Limbic system, particularly your amygdala, operate your emotions and feelings.

Both are located on your right hemisphere. Negative feelings and thoughts (mental imagery) are a product of your right brain. When you count aloud (or silently) you
shift from anxieties and fears of pain, to your left brain language area for cognition.

More

If your child lies on the ground hysterical with fear about his/her bloody knee,
he/she is accessing mental imagery from the amygdala (right brain).
What kind of mental movies? She images a painful death through bleeding.

All your reasonable, logical explanations that the suffering is just a minor scratch
and the bleeding will stop with a bandaid, are a waste of breath. Your child feels the
burning pain and sees the blood and when her eyes are closed, she imagines the injury covers her entire body.

Do This

Start singing the B-I-N-G-O song then stop and whisper in her ear, if you sing
BINGO with me, the pain will disappear and the bleeding cease and desist.

The magic is in switching her brain dominance from the right hemisphere and
its negative mental movies, to her left hemispheric language center.

You don’t know the words? Google the BINGO song. It is simple and requires
the substitution of a clap for each missing letter. It works physiologically. It
takes up to 90 seconds to make the mental switch and never fails.

Pain Cognition and Hope

What you believe about your pain - the meaning you ascribe to it - increases
or decrease the amount you experience. You choice directly influences your level of
hope, and your potential recovery. The enemy is hopelessness and helplessness.

It is your expectation Simon, that dials up the level of pain.

Choices

a) This pain is a challenge and I will fully recover.

b) I hate this pain and may not accomplish my goals.

c) I am scared to death my time is up.

If you see chronic pain as a challenge, you enlist your endorphins to relieve
your burden. You have hope and statistically will almost double the standard
recovery rates.

Positive beliefs and hope overcome and lower your depression score compared to those who view pain as the enemy or a punishment. We are talking about life and
death because of your attitude and mood.

Consider This

There are two approaches to pain. One is perception of the feelings and drawing
your own conclusions about its scope. The other is active modulation (regulate)
how you experience the sensations.

Pain is not a fact like a broken bone or bleeding knee; it is a (sensory) perception
like hunger, thirst or the need to relieve your bladder. You have often delayed
these perceptions, right?

Location of Pain Circuits

Pain involves up to 10 separate areas of your brain; the leading one is the ACC,
the anterior cingulate cortex. They transmit information back and forth from
the amydala, insula, brainstem, and basal ganglia. Your Central Nervous System
and Sympathetic Nervous Systems get into the act too.

Placebo And Nocebo

Your brain can shut down the pain or augment (increase) it, based on your
belief, expectation and feelings you have been given pain relief. A physician
can inject you with a saline solution (water) and your beliefs will cause your
body to respond as if you received a miracle cure.

If your doctor informs you he has found a tumor, your body will react as if
it is a fact when there is none. It is mind over matter, and if you have no
mind, nothings matters, right? But we do have a mind and our beliefs
create our reaction and behaviors.

It is the Mu Opioid Receptors that cause the placebo reactions; your body reacts
to beliefs as if you received morphine. Fake opioids cause the brain to release
real ones. Belief becomes reality; your mind unites with your body.

Google: Oxford University study by Dr. Irene Tracy and New York Times
article 5.14.06 by Melanie Thernstrom

Endwords

There are coping strategies to modulate chronic pain. Some folks are better at it
than others because they believe. It pains me to say that seemingly insane acts
of belief (handling snakes, talking in tongues) can reduce or eliminate chronic
pain. If you have hope, you cope. Contrarians, beware of the power of disbelief.

We also suggest you improve your cognition by reading-and-remembering three (3)
books, articles and reports in the time others can hardly finish one. Ask us how
to 3x your learning speed and 2x your long-term memory.

See ya,
copyright 2007
H. Bernard Wechsler
hbw@speedlearning.org
http://www.speedlearning.org

Author of Speed Learning for Professionals, published by Barron’s; partner ofEvelyn Wood, creator of speed reading, graduating two million, including theWhite House staffs of four U.S. Presidents.

Interviewed by the Wall Street Journal and fortune Magazine for major articles.

http://www.speedlearning.org

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Physical Therapy Information - Alexander Technique

July 26th, 2008

An actor, F. M. Alexander (1869-1955) was responsible for the invention of the Alexander Technique, which is named after him. He toured Tasmania and Australia as part of a Shakespearean troupe. When he started having problems with his throat, he developed a method which has put his name down in history for posterity.

As Alexander’s throat started becoming hoarse, he began to visit all the doctors he could, wherever he was. It was all in vain for him. There was nothing physically wrong with him as far as they could see, and they could not treat him. Alexander was a stubborn man, and when doctors could not solve his problem, he took matters into his own hand. Thus was born the Alexander Technique.

Alexander worked alone, as no one would help him. He watched whatever he did, and observed his reflection in mirrors as much as he could to determine where he was going wrong. Continuing this practice for nine long years, he devised the Alexander Technique.

His diligence and hard work paid of for him. He recovered the use of his voice. In his eyes, it was as good as a miracle. As an actor, his voice was most important to him. When he formulated this technique, he called it the Primary Control method.

The Alexander Technique is built upon a simple hypothesis. According to Alexander, the upper body, i.e. the head, the neck and the torso are the major determining factors for function, posture, and movement. Anatomically, they control these features.

He realized through observations that the technique of Primary Control could be useful in solving a number of problems. If these body parts were compressed, it could not function to the best of its ability. In his case, because of his poor posture, his voice had become hoarse.

According to Alexander, the correct anatomical positioning of the head, neck, and the torso allows the body to function normally. Alexander Technique is now employed in physiotherapy clinic across the country. Both young and old are administered this technique. Anyone who wants to learn it is welcome to join.

Physiotherapists dealing with the Alexander Technique prefer teaching individuals rather than groups, though groups may also be taught. The routine however is to teach individuals rather than groups. The therapist, or practitioner, teaches the person physiotherapy techniques to help them function in better ways and use their body to the best of its ability.

Alexander Technique allows the body and it’s muscles to relax through the practice of physiotherapy. This enables a person to return their body to it’s original, anatomically correct posture. Since the technique works upon the entire body and affect the whole form, it positively affects the entire body structure.

Physiotherapy has several areas. Alexander Technique is a specialized form of therapy. Though it only deals with correct posturing of the body, several other problems are also addressed along with it. For those with severe disabilities or medical conditions, this technique is not employed. as there are other forms of therapy which may prove more useful. For minor problems, however, Alexander Technique is like a miracle cure.

Get detailed insight into amputee rehabilitation as well as stroke rehabilitation when you visit http://www.physicaltherapymethods.com - the online resources dedicated to physical therapy treatments.

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How To Treat Shoulder Pain

July 26th, 2008

People of all ages suffer from shoulder pain. The causes are many and can range from an unknown onset to a traumatic event. Many people develop shoulder pain from performing repetitive type activities for prolonged times. Others will experience pain in the shoulder following a fall onto the shoulder or on the outstretched arm. Sometimes the reason for pain is not as obvious. I see many cases where a person cannot identify what caused the pain in the shoulder. Often times this pain for unknown reasons can occur when someone bumps their shoulder against the door jam in the middle of the night when going to the bathroom. This rather benign action sets off a chemical process in the shoulder that will build up over several days. Eventually this will cause pain in the shoulder. Since the “injury” occurred several days earlier the person cannot recall any event that started the process. Regardless of the cause of the pain in the shoulder the treatment is often similar from case to case.

Treatment of the shoulder can encompass several different areas. Conservative measures include medication (anti-inflammatories, pain medications), rest, cortisone injections, and/or physical therapy. All of these methods can be effective in helping relieve a painful shoulder especially when they are performed in combination with each other.

Often times when you present to your medical doctor with complaints of shoulder pain they will prescribe some medication as described above. Rest will also be advocated although this is not always easy for people to follow depending on their activity levels or their occupations. Injections for the painful shoulder are sometimes given right away depending on your medical doctor’s philosophy. Some MD’s would rather you attend physical therapy before considering injecting the painful shoulder. Injections are not the end all beat all and they do not offer relief to all patients that receive them. Often times a well rounded physical therapy program can alleviate shoulder pain and you won’t have to consider having an injection.

Physical therapy treatment can consist of the following interventions:

  1. Therapeutic exercises - this will consist of range of motion, conditioning, and strengthening exercises. The goal here is to maximize and restore any loss of range of motion, improve the overall endurance of the shoulder blade and shoulder muscles and to improve the strength of these same muscles. The muscles surrounding the shoulder blade must be conditioned and strengthened just as the main shoulder muscles would be because the shoulder blade muscles have to work in conjunction with the shoulder muscles in order to restore normal motion and to prevent recurrence of pain.
  2. Manual therapy - this will consist of hands on treatment that the physical therapist would perform on you. This might consist of joint mobilization (i.e. techniques designed to improve joint motion and relieve pain), or soft tissue massage (i.e. techniques designed to improve muscle and connective tissue flexibility and to relieve pain).
  3. Modalities - this consists of machines that the physical therapist may apply to your painful shoulder to assist in pain relief and healing along with the other treatments mentioned above. Some of these machines are ultrasound, electrical stimulation, TENS, or iontophoresis.

All of these interventions can be used in the treatment of a painful shoulder. It is common in clinical practice to use a combination of these interventions. It has been my experience in treating hundreds of shoulder patients over the years that therapeutic exercise is an absolute in the treatment of the painful shoulder. Well rounded exercises that target the shoulder blade and shoulder muscles are the mainstay of any good physical therapy regimen for the treatment of shoulder pain.

Peter Harris is a licensed Physical Therapist with 17 years experience in the profession treating patients with shoulder pathology. Click here now to discover how I have helped hundreds of patients with shoulder problems overcome their pain and get their life back!

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Summary-Health

July 17th, 2008

People use drugs for a variety of reasons, including recreational or social, sensation-seeking, and religious or spiritual purposes; the achievement of altered states; as a sign of rebellion and alienation; and as a result of peer pressure. Usage usually involves a combination of reasons .

Drugs are commonly classified according to the physiological effect they create. The five classifications are stimulants, depressants, hallucinogens, narcotics, and inhalants.

Caffeine is probably the most used drug in America. It is a stimulant that speeds heart rate, increases blood pressure, and can cause insomnia.

Alcohol is a socially acceptable drug that is a major source of physical and emotional damage and death.

The blood alcohol concentration of ethyl alcohol is affected by the rate of consumption, the type of alcoholic beverage being consumed, the body weight of the individual drinking, and the drinker’s tolerance to alcohol.

Alcoholism is a disease in which a person loses control over drinking. Determining who will become an alcoholic is impossible. Alcoholism crosses all social, sexual, educational, and racial barriers.

Nicotine is an addictive agent found in tobacco. The tars found in tobaccos are carcinogenic agents.

The carbon monoxide formed when tobacco is smoked interferes with the body’s ability to transport oxygen and increases the risk of heart attacks and strokes. Side stream smoke has even higher concentrations of these agents than the smoke inhaled by the smoker.

Cocaine use has become epidemic in the United States. Cocaine can be snorted, injected, or freebased (smoked). The consequences of cocaine use range from headaches and nausea to violence and death. Cocaine addiction is difficult to overcome .

The primary psychoactive ingredient in marijuana and hashish is delta-9-tetrahydrocannabinol. Carcinogens can be found in more potent levels in marijuana than in tobacco. Hashish is more potent than marijuana. Short-term effects of marijuana use include euphoria and perceptual impairment. Some people experience anxiety, a sense of depersonalization, and hallucinations. Long-term effects are not well documented.

Some drugs have been abused by society for many years. They include heroin, methamphetamine (crank), and LSD. The newest form of methamphetamine is ice, which is smokable and more addictive, potent, and destructive than crack cocaine. Designer drugs are analogs of controlled substances and are more powerful and less predictable in the effects they create.

For more info about alzheimers treatment and health and fitness have a look at authors site. Also get information about health care.

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Three Tips For Finding Affordable Family Health Insurance Today

July 17th, 2008

There’s no denying the fact that the state of health insurance in the United States has reached a crisis level. It’s now estimated that nearly 47 million individuals and families are without health care coverage. Although there are means for many individuals to make their health care more affordable, by cutting their coverage, etc., this isn’t always the case for a family. Here are a few ideas that may make family health insurance more affordable for you.

#1. Take advantage of any health care benefits that are offered by your employer. I realize that not everyone is going to be in this enviable position, however if you do have this coverage available it’s usually much less expensive than buying family health insurance through a private agency.

#2. Be prepared to cut corners on your care. This means that you may be able to lower some of your benefit amounts in order to be able to have others. I realize that this isn’t pleasant, but in this case some may be better than none at all.

#3. Raise your annual deductible. This means that you’ll be paying for more doctor visits out of your own pocket, but your monthly premiums will be much less and you’ll be mostly covered in the event that someone in the family needs long term care.

These are only three options for making family health insurance more affordable for you. There are other things that you can do, such as shop around for the best quote, consider getting a discount plan and more. You should discuss all of these options with an agent and then determine the best course of action for your family.

Stop! You Can Learn More About Family Health Insurance Options And Even Get Free Health Insurance Quotes Right Now At TheHealthInsuranceGuys.org or by clicking on Family Health Insurance Joe Stewart Is A Former Health Insurance Agent That Now Works Independently.

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Chocolate and Health

July 17th, 2008

Dark chocolate is rich in cocoa cholesterol battling antioxidants help fight of factors associated with heart attacks and stroke. Antioxidants that are found in chocolate are called flavonoids. Flavonoids have shown to slow the processing of bad LDL cholesterol into material that clogs arteries. Flavonoids have also shown to make blood platelets less likely to clump and cause clots. These types of antioxidants can also be found in grape juice and green tea.

Dark chocolate which is usually a bit more expensive and not quite as sweet, is the richest in flavonoids because of the way it is processed. It is a more concentrated chocolate than milk chocolate. It contains less sugars and fillers which gives it the stronger chocolate taste and a greater amount of flavonoids. Milk chocolate, which also has added butterfat, contains less flavonoids. Cocoa powder and chocolate syrups are processed in a method that removes most of the flavonoids.

Researches have also found that dark chocolate has helped in the fight against high blood pressure. The same antioxidants that fight heart attack and stroke have also helped people lower their blood pressure. The chocolate that was used had a high amount of unprocessed cocoa as the main ingredient.

The key to good health is a well balanced diet with plenty of exercise. Adding chocolate to your diet will only help in the aid of good health. Results may vary between people, but adding it to your diet can only benefit and help your bodies overall health.

To learn more about the benefits of dark chocolate, visit the Xocai Healthy Chocolate website.

Steve Catlett is a top internet income earner that works with new marketers from around the world. He is successful in educating others to excel in the internet marketing world.

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Lower Health Risks From Obesity

July 15th, 2008

If you are overweight, you are more likely to develop health problems, such as heart disease, stroke, diabetes, certain types of cancer, gout (joint pain caused by excess uric acid), and gallbladder disease. Being overweight can also cause problems such as sleep apnea (interrupted breathing during sleep) and osteoarthritis (wearing away of the joints). The more overweight you are, the more likely you are to have health problems. Weight loss can help improve the harmful effects of being overweight. However, many overweight people have difficulty reaching their healthy body weight. Studies show that you can improve your health by losing as little as 10 to 20 pounds.

If you are a woman and your waist measures more than 35 inches, or if you are a man and your waist measures more than 40 inches, you are more likely to develop heart disease, high blood pressure, diabetes, and certain cancers. You may want to talk to your doctor or other health professional about the health risks of your weight.

How You Can Lower Your Health Risks

If you are overweight, losing as little as 5 to 10 percent of your body weight may improve many of the problems linked to being overweight, such as high blood pressure and diabetes. For example, if you weigh 200 pounds and are considered overweight on the you would need to lose 10 to 20 pounds. Even a small weight loss can improve your health.Slow and steady weight loss of no more than 1 pound per week is the safest way to lose weight. Very rapid weight loss can cause you to lose muscle rather than fat. It also increases your chances of developing other problems, such as gallstones, gout, and nutrient deficiencies. Making long-term changes in your eating and physical activity habits is the best way to lose weight and keep it off over time.

  • Eat Better: Whether you are trying to lose weight or maintain your weight, you should take a look at your eating habits and try to improve them. Try to eat a variety of foods, especially pasta, rice, bread, and other whole-grain foods. You should also eat plenty of fruits and vegetables. These foods will fill you up and are lower in calories than foods full of oils or fats.
  • Increase Physical Activity: Making physical activity a part of your daily life is an important way to help control your weight and lower your risk for health problems. Spend less time in activities that use little energy like watching television and playing video games and more time in physical activities. Try to do at least 30 minutes of physical activity a day on most days of the week. The activity does not have to be done all at once. It can be done in short spurts–10 minutes here, 20 minutes there–as long as it adds up to 30 minutes a day. Simple ways to become more physically active include walking to the store or taking the stairs instead of the elevator.

If you are not overweight but health problems related to being overweight run in your family, it is important that you try to keep your weight steady. If you have family members with weight-related health problems, you are more likely to develop them yourself. If you are not sure of your risk of developing a weight-related health problem, you should talk to your health care provider.

Vincent Licursi has found the one diet product that has helped him curb his appetite and increase his energy. He has lost over 25 pounds in the past 5 weeks.

http://www.ApplePatchDietNow.info can help you too.

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Lemon Juice Health Benefits

July 15th, 2008

Lemonade is known to have been used as a refreshing drink since the time of the Moguls. Modem investigations have tended to support this use, the essential oil being very good for cooling the body. This use can be extended to the employment of lemon juice with water and sugar as the best drink to take when you have a fever

When the temperature of the body is high, whether from the effects of the sun or from the results of illness, it is necessary to take regular drinks in order to prevent dehydration. Sugar is not normally a desirable part of a healthy diet, nevertheless it has its part to play with lemon, and although there is no doubt that the addition of honey if available is very much to be preferred.

The high vitamin C content of the lemon has been used for hundreds of years to ward off scurvy among sailors and travelers. There is little sodium, so the fruit is good as a flavoring for those on a low salt diet.

Because in some countries the producers of lemons extend their keeping properties and improve appearance by coating them with the chemical diphenyl and waxing the fruits, it is a wise precaution to wash the lemon with a little unscented soap and then rinse thoroughly before converting the whole fruit to juice.

The pulp left from the juicing is excellent for the skin and can also soothe the bites and stings of insects. If you add equal parts of toilet water and of glycerin to the residue the mixture can be made to keep the hands smooth.

Doctors Morel and Rochaix demonstrated that the extract of lemon when vaporized will neutralize the bacteria of meningococcus, typhoid, pneumococcus and staphylococcus in from 15 to 180 minutes.

A gastronomically inclined Frenchman, Charles Richet, is said by Dr Valnet to have discovered that the lemon juice added to raw oysters before eating them destroys 92% of the bacteria present within 15 minutes. A good reason to wait before you eat!

This information is relevant to the idea that lemon juice is a most important therapy to be used in all cases of infection of the respiratory tract and as a general tonic.

Provided that the juice is diluted with water, there is no danger in taking any reasonable quantity of lemon juice. Be sure to choose firm, clear colored lemons that have not begun to wither. The first signs of ageing can be spotted where the stem was once attached to the fruit.

Kevin Pederson has been managing a number of natural home remedies websites which have information on benefits of juices and raw vegetables are also mentioned which includes lime juice too.

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Health Insurance Bankruptcy - A Common Dilemma

July 15th, 2008

Medical bills are the leading cause of bankruptcy, according to a Harvard University study, which also showed that more than 75% of those who declared bankruptcy because of mounting medical bills had health insurance at the start of their illness.

These days, the word “insurance” may be a misnomer. Health care coverage no longer insures that the bulk of your medical costs will be paid. The safety net that medical insurance provided in the past has become riddled with holes so large that many people are falling through, leaving them nearly as vulnerable as those without insurance. These people are considered underinsured.

Two reasons for the recent upsurge of people who are worrying about health care costs and struggling to pay their premiums, even if they are employed and have health benefits through work or are eligible Medicare are below.

First, health care costs are rising at twice the rate of inflation and most Americans can’t keep up. Bigger chunks of a person’s income now go toward paying for insurance and treatments. Prescription drugs can be costly also.

Second, employers are passing more of the financial responsibility for health care onto their employees. In an attempt to save money, employers are switching from comprehensive coverage( broad contract that provides coverage for almost all types of medical expenses, with a few internal limits, and usually subject to a small deductible and coinsurance), to high deductible coverage. The result is that employees bear more of the cost. Premiums for health insurance through employers increased nearly 8% in 2006.

With the cost of maintaining health skyrocketing, consumers are desperately seeking ways to keep out-of-pocket costs as low as possible. Unfortunately, some options look good at first glance, but could end up further emptying your pockets. One way you can ease your worries is to fund your own health care by putting money in reserve. There are two ways to do this. Flexible spending accounts and health savings accounts (HSA’s)..

Flexible spending accounts allow you to set aside money from your paycheck before taxes are taken out and use the account to pay for medical expenses throughout the year. Because you lose whatever money is left in the account at the end of the year, flexible spending accounts work best for known recurring expenses, such as regular prescription costs.

A health savings account works somewhat like a long-term flexible spending account, enabling you to save for medical expenses on a tax-free basis, but you also must have a HSA qualified high deductible health plan. Anyone younger than 65 who buys this type of policy can open an HSA. You cannot be enrolled in Medicare, however, or covered by another insurance policy that isn’t a qualified high deductible plan. Contributions to HSA’s are limited and adjusted annually. Unlike with a flexible spending account, the money in an HSA is yours and can be rolled over and used in future years, and even grow through investment earnings.

For more information about health insurance bankruptcy, try visiting http://www.bankruptcy.get-the-info.net or http://best-insurance-quote-online.com

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